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Review Your Records To Determine Your 2024 Financial Goals

2024 is here! We at believe that now is the perfect time to review last year’s records so that you can set your financial goals for this year.

We understand that revisiting your finances first thing in the new year is not exciting, but you will thank us later! Knowing where you stand financially at the beginning of the year will allow you to determine your goals for the whole year and take action to improve your finances.

Let’s take a look at why reviewing your financial records is essential to determining your next steps money-wise. We’ll also list 2024 financial resolutions that can help you get started with setting your financial goals for this year.

Revisiting Your Financial Records In 2024: Why Is It Important?

Take a look at your financial records from last year to know your financial status. Knowing exactly how much you have is a great starting point for creating a solid financial plan for the new year. This is especially important because you probably just spent a lot during the holidays.

Revisiting last year’s finances will also help you determine what to prioritize in 2024. Is it paying off debt, building an emergency fund, or saving up for a big-ticket item? Staying on top of your finances will help guide you in establishing clear, achievable financial goals for the new year.

review records to determine 2024 financial goals

Starting The Year Smart: 5 Financial Resolutions For 2024

According to a study called 2024 Financial Resolutions conducted by Fidelity Investments, two out of three Americans believe that they will be in a stronger financial position this year compared to last year. The top three financial resolutions for the new year in the United States are to save more money (41 %), pay off debt (38 %), and spend less (30 %).

Here are some financial resolutions you can follow to boost your financial fitness this year:

1. Set A Strict Budget

If you set and stick to a strict monthly budget, you will be able to track all your expenses each month. A budget will help you determine what you need to prioritize money-wise and where you need to spend less. Be sure to allocate money for fixed expenses like bills, gas, groceries, rent, and more.

2. Pay Your Debt

Paying off debt is a priority for many. If you’re one of them, know that there are plenty of ways to effectively manage debt. Make sure that when you create a financial plan, you set realistic and achievable goals that won’t make paying it off a burden.

If you’re paying off more than one debt, consider paying the biggest one first because it has the highest interest rate. If you can, pay more than the minimum per month so that it will be paid off quicker.

3. Spend Less And Save More

We know it’s hard, but a big part of being financially smart is staying committed to achieving your goals. This means resisting sales, shopping with a clear goal in mind, and eating out less. You’ll be surprised at how much money you save just by making a few changes to your usual habits and taking control.

4. Build Your Emergency Fund

If you prioritize your emergency fund last year, you should do the same this year. Having an emergency fund means that you have financial security during times of distress like a medical emergency or job loss.

There is no set formula for how much you should save monthly, but do set aside a comfortable amount from your salary every month to build your emergency fund.

5. Look Into Title Loans

Starting the year with low funds is understandable as the holiday expenses can eat away at your bank account. If you need funds to pay off an important financial obligation, look into title loans. A title loan is a short-term loan that uses your car’s title as collateral.

Many people find these loans appealing because it’s a quick and convenient way to get emergency cash.

goal plan action 2024

How Does The Online Title Loan Process Work?

With the help of, you can get a title loan online quickly and easily! Oftentimes, there's no need to leave your home. We will connect you with licensed and reliable lenders - some have an online process that allows a loan representative to come to you for the in-person portion, while others begin the process online and complete it at a store location.

If you avail of an online title loan from a lender in our network, you can get up to $15,000. You only need to provide the following requirements:

  • Your driver’s license or any government-issued ID
  • Your most recent pay stub or bank statement
  • A lien-free vehicle title
  • Your vehicle for inspection

Inquire About Online Title Loans Today!

Revisiting your financial records from the previous year will not only help you learn about your current financial standing but also help you gauge what financial obligations you should prioritize this year.

Having a clear understanding of how much you have will help you set realistic and achievable goals to reach financial success in 2024.

If you need help paying off an emergency expense before you start planning your financial goals for the new year, consider a title loan to help get you started.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.

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Qualify for a Title Loan or Payday Loan Today!

You can be approved for title loans or payday loans in as little as 30 minutes! After approval, our licensed vendors will arrange for you to get your money—up to $1,100 for payday loans or $15,000 for title loans. Fill out the simple, free online form now, and we will get you in touch with a lender's loan store near you to complete the process. Qualify and get the fast cash you need for emergency expenses as soon as today!