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Title Loan FAQs

Got a question? Below are the answers to some of our most frequently asked questions in order to help you through the title loan approval process.

 

A title loan is a loan that uses a vehicle title as collateral. Unlike the process of working with a traditional lender (which can be a real hassle), at TitleandPaydayLoans we understand the need for speed, helping you get the cash you need right away. For more on the specifics of a title loan, a loan representatives from a licensed vendor can assist you with more detailed information.
In order to qualify for a title loan, you’ll need  your vehicle, the vehicle’s title, proof of income and a photo ID. That’s it! Unlike our competitors, our network of licensed vendors pride themselves on making the process fast, easy and convenient. We’re committed to providing all of our customers with the superior customer service, which helps make the process of qualifying simple.

  • Bring your vehicle and the other required items to your licensed vendor store location.
  • Complete the simple paperwork while your vehicle undergoes a brief inspection.
  • Your loan representative will help you qualify for a loan amount based upon your needs, the appraised value of your vehicle, your ability to repay the loan and applicable state law.
  • Once approved, you could receive the cash you need in as little as 30 minutes. You also keep and drive your vehicle while making the payments on your title loan.
Here at TitleandPaydayLoans.com, we’re committed to helping you find a competitive title loan from a licensed vendor in the quickest time possible. There are often an overwhelming number of choices when it comes to getting a title loan, and we specialize in helping people navigate the hassles and confusion to connect with the provider that is right for them.
No, you do not need a checking account to qualify for a title loan from any of the licensed vendors in our national network.
Approval for a title loan is not based on your credit score. Whatever your credit situation might be, you could still qualify for a title loan, and our licensed vendors are ready to help you complete the approval process to get the cash you need today.
You do not need a driver's license, but you will need to have a state-issued photo I.D. to qualify.
To get a title loan from any of our licensed vendors, you will need to provide a vehicle title in your name to qualify. Your state DMV can assist you in having a vehicle title transferred to your name prior to requesting a title loan.
Yes, you are able to keep and drive your vehicle while making your payments to your licensed vendor.
In order to qualify for a title loan, you must be 18 years of age or older (19 in applicable states).
Our licensed vendors and experienced staff are here to work with you to make sure you have every opportunity to pay off your title loan. If you are no longer able to meet your financial obligation or to extend your title loan agreement and must default on your loan, your vehicle can be repossessed.
At TitleandPaydayLoans, our licensed vendors offer title loan amounts ranging from $300 to $15,000.
The value of your vehicle is based on the value as stated in a nationally recognized pricing guide, as well as the condition of the vehicle, which will be determined physical inspection by your licensed vendor.
From the time you enter a licensed vendor location, it could take as little as 30 minutes to be approved for a car title loan. Just be sure to bring all of the required items with you, including the vehicle you will be using, its lien-free title and your driver's license or state-issued photo ID. It’s as simple as that!