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How Fast Can I Get A Paycheck Advance?

A paycheck advance is one way to fund your bank account between paydays. They are particularly known for being a “fast cash” option, but how fast is FAST?

By visiting you could have up to $1,200 in your account as soon as the end of the day or the next business day. That seems impossible to a lot of our first-time customers, so in the next few sections, we’ll outline each part of the paycheck advance process and explain how each step is designed to get you money as fast as possible. 

How Long Does It Take To Get A Paycheck Advance? 

From start to finish, the payday loan process could take less than an hour — far less than any other loan options you might have considered.

how fast can i get paycheck advance

Here’s how:

The first step in getting a paycheck advance — and the speed with which it is completed — depends on you, the customer.

You just have to fill out the online inquiry on our website, and your information will be sent securely to the closest location so you will have a personal contact nearby when you’re ready to complete your loan. The form takes less than a few minutes to complete.

Next, a representative will call you from that nearby location.

You will receive your phone call shortly after you submit the online form. Each customer is given one-on-one attention, so callback times may differ.

When they do call, they’ll already have your basic information, and they will ask for a few more details to start putting together your loan offer.

You will then make your way to their office, equipped with the necessary documents. You will fill out the official application when you get there. The average time to fill out a paycheck advance loan request is less than 15 minutes. 

Finally, you will await your decision.

Most loans are approved or denied within 30 minutes, although some do take longer. So, it’s feasible to get a paycheck advance within an hour of applying if everything goes right.

While we can’t guarantee that time frame for everyone, it is normal for our customers to get approved for their loans the same day that they apply.

When Will I Get My Money?

After you are approved, the next logical question is, “When will the money be available?”

Not only are our loan requests set up to process quickly, but so is our loan funding. Again, we can’t promise the same results for every customer, but generally, your loan funds will be available the same day you are approved. If you don’t see the money in your account that day, it will be deposited on the next business day.

man got payday advance loan

How Can I Get My Paycheck Advance As Fast As Possible?

We do everything we can to make your paycheck advance loan process fast and simple, but there are a few things that you can do to help it go even faster.

  • Apply ASAP - The earlier in the day you apply, the better. We try to process all loans before the close of business each day, so there is a higher chance that your loan will be delayed to the next day if you wait until after lunch to apply.
  • Be Prepared - You will need your driver’s license, your most recent pay stub, a bank statement, and a blank check from your active checking account to be eligible. Having to go back and find the necessary items can delay your loan request a day or more.
  • Get Started Online - Start by filling out the convenient form on our website to get a jump on your application. This form sends your information directly to an agent who will immediately begin putting a loan package together for you.
  • Choose The Right Lender - processes paycheck advances every single day. Experience and knowledge come together beautifully in our office, resulting in faster loans with less hassle.

Apply Now To Get Approved Today!

To get approved for a paycheck advance today, you need to get started right away.

We already discussed how to start your loan request in the previous section: Just fill out the form at the top of our website to submit your information.

Then you’ll receive a call from the location closest to you (based on your zip code). You’ll work with a representative from that location so that when it’s time to go into the office to complete your paycheck advance loan request, you won’t have to travel far.

After your phone conversation, you’ll be ready to meet with your loan specialist in person to complete the application. From that point, you will know if you’re approved within minutes and have your money within just 48 hours. is available for your fast cash needs! Contact us today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.

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