How to Find a Title Loan Near You and Get Fast Cash Today
When an emergency hits, you may suddenly find yourself searching online for a “title loan near me.” It happens more often than you think, and when it does, you need reliable help fast.
At Title and Payday Loans, we simplify the process by connecting you to trusted, certified lenders that match your unique situation. Instead of calling around or driving from store to store, we handle the heavy lifting, so you can get the cash you need without the hassle.
In this guide, we’ll explain how to find a title loan near you, what to expect from the process, and how to get started today.
What to Expect When Searching for a Title Loan
Title loans are designed for people who own their car outright and want to use the title as collateral for a short-term loan. These loans can help cover unexpected costs like home repairs, medical bills, or other emergencies.
Because your vehicle’s lien-free title secures the loan, your credit score isn’t a major factor in qualifying, making it a flexible solution when time and credit are tight.

How Title and Payday Loans Helps You Connect
Title and Payday Loans doesn’t sell loans directly. We connect borrowers with certified lenders who can meet their specific needs.
Every vendor in our network is licensed to provide title loans in their state, and we carefully match you with the one best suited for your situation. You can rest assured you’re working with reputable professionals.
Simple Ways to Find the Best Loan for You
We offer three easy ways to locate the right lender through our network:
1. Using the Locations Page
At the top of our website, click the “Locations” tab. You’ll find a full list of partner stores, including addresses, hours, and contact details. Select the one nearest you to learn more.
And here’s the best part, many of our vendors can come to you for the in-person portion of the process. You may not need to visit a store at all.
2. Contacting Our Team Directly
Prefer to talk to someone? Call us at 800-922-8803. One of our friendly representatives will walk you through how we connect you to a lender and answer your questions about the title loan process.
3. Submitting the Quick Online Form
If you already know you want to get started, scroll to the top of our homepage and fill out the quick request form. Choose the Title Loan option (or Payday Loan if you prefer). Once you submit your details, we’ll connect you to a lender who will take care of the rest.
What You’ll Need to Apply for a Title Loan
Before applying, make sure you have these items ready:
- Valid ID – A driver’s license, passport, or state-issued identification.
- Lien-Free Vehicle Title – Proof that your car has no active liens or judgments.
- Your Vehicle – The lender will inspect it to determine its value.
Having these ready will make your approval process faster and smoother.

Understanding the Title Loan Process
After submitting your form, a representative from one of our partner lenders will contact you to confirm your details and guide you through the next steps.
They’ll schedule a quick inspection of your car and title, either at the store or at a location that’s convenient for you. The process usually takes about 30 minutes, and if you’re approved, you can get your cash the same day or the next business day.
Best of all, you keep your car while repaying the loan. Once it’s fully paid off, the lien is removed, and the title is yours again.
Ready to Get Started? Apply Online Today
If you’re searching for a title loan near you, Title and Payday Loans can help. Whether you apply online, call our team, or use the locations page, we’ll connect you with the right vendor quickly and securely.
Find out what your vehicle could be worth and get the fast cash you need today. Fill out the short online request form to get started now!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.