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Handling Emergency Expenses With A Title Loan

A title loan is one of the quickest and most convenient ways to take care of emergency expenses. While there are plenty of loan options out there, there are only a select few that offer fast approval, relaxed requirements, and welcome all credit types to qualify.

In this article, discover what emergencies this type of loan can cover, exactly what is needed to qualify, and why so many people opt for such a lending option in urgent situations.

What Can A Title Loan Be Used For?

In theory, if you get approved for a title loan, you can use the money for anything you want. But it is typically recommended for emergencies such as:

· Paying off medical bills

  • Covering emergency travel expenses
  • Funding important home repairs
  • Taking care of overdue bills (to avoid late fees)
  • Paying for high utility bills

These situations can make you feel awful and as if there is no way out. With the money that you’ll receive from a title loan, you’ll be able to deal with your emergency and finally take the weight off your shoulders.

handling emergency expenses with title loan

How Can A Title Loan Help In An Emergency Situation?

There are a few main reasons why going for a title loan might make sense in an emergency.

  • You can get qualified for up to $15,000

There are situations in life when a few hundred bucks simply won’t be enough to cover an emergency. That’s exactly when a title loan takes center stage.

The amount that you may get approved for would depend on the value of your vehicle and its condition. If your car is new and in good state, you might end up receiving thousands of dollars which should be enough to help you with almost any expense.

  • You will get the money fast

If you’re dealing with an emergency, you’d want to get your hands on the much-needed cash as soon as possible. Unfortunately, that’s not always possible with traditional lenders. Some banks would require days to make a loan decision and then an extra week to send you the money.

That won’t be the case if you decide to do business with an online lender. In some cases, it might take half an hour to find out whether you qualify or not. And if you do, you will receive the money as soon as the following bank business day or, sometimes, even the same day.

  • You’ll get to keep your car

The chances are high that you use your car daily to go to work, run errands, pick up your kids from school, and so on. At this point, it might be hard for you to imagine your life without a vehicle, and the great news is that you wouldn’t have to.

If you qualify for a title loan, you’ll get to continue driving your vehicle while repaying the loan.

Why Work With Title And Payday Loans?

Finding a reputable lender can be challenging. In fact, it might take you days to discover a suitable vendor in your area (you would have to check the reviews, whether the company is trustworthy or not, what rates they offer, etc.).

The last thing that you want to do if you’re in the middle of an emergency is spend your precious time looking for a lender that you can trust. No need to worry! At Title And Payday Loans we have already done that for you.

Our company works with over 400 licensed lenders that offer competitive rates and incredible customer service. Once you complete our online form at, we will connect you with a suitable lender, and their loan representative will soon give you a call to explain the rest of the process.

man with title loan cash

How Long Will The Process Take?

We work with lenders who offer ‘we come to you’ services. This means that you wouldn’t have to find a few free hours in your day to drive to their store – the verification agent will come to a location that you have chosen!

The expert will verify your ID and lien-free title, inspect your vehicle, and determine whether you qualify and for how much. Overall, the process might take only 30 minutes. After approval, the professional will explain how you can get your money.

Take Care Of Your Emergency Today!

The absolute majority of Americans do not have enough money set aside to take care of an emergency expense that’s larger than $1,000. In such a case, an unexpected bill might end up not only ruining your budget but also becoming a heavy psychological burden. If you own your car outright, a title loan might become your way out of such a situation.

By using the online form on the website you can connect with a trustworthy lender in the shortest timeframe. Don’t wait! Fill out the inquiry form right now, and get a step closer to receiving the emergency cash.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.

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Qualify for a Title Loan or Payday Loan Today!

You can be approved for title loans or payday loans in as little as 30 minutes! After approval, our licensed vendors will arrange for you to get your money—up to $1,100 for payday loans or $15,000 for title loans. Fill out the simple, free online form now, and we will get you in touch with a lender's loan store near you to complete the process. Qualify and get the fast cash you need for emergency expenses as soon as today!