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Here's How To Get Help Paying Your Medical Bills

If you need help paying medical bills, may be able to help you out. 

Nobody wants to be struggling with bills when they are unwell and stressed about their health. If you’ve got medical debt that you can’t afford to pay, there are things you can do, so check out our tips and advice below.

If none of these apply to you, you may want to consider our payday loans. These offer a solution when you’ve got a financial emergency to address, such as an unexpected medical bill.

What Help Can You Get For Paying Medical Bills?

Option #1: Apply For Medicaid

Medicaid is a government-run program, but the requirements and application processes vary from state to state. Medicaid is an option intended to provide low-income people with healthcare coverage, and it’s the largest provider in the US.

If you would like to apply for Medicaid, get in touch with your state agency today. They will be able to offer you guidance. Eligibility requirements vary significantly, so speak to your state agency for up-to-date and accurate information.

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Option #2: Check If You’re Eligible For Medicare

This is another government-run program, designed to help a certain group of people. It mostly covers seniors, but disabled individuals may be eligible in some circumstances

If you are eligible, you can choose different coverage options, so it’s adjustable to suit your needs.

Option #3: Apply For Supplemental Security Income

You may be able to get SSI in some circumstances. You must have limited income, and you must also be over 65, blind, or disabled. SSI is another government program, but it’s not based on employment, and you may be able to receive it alongside Medicaid to get help paying medical bills.

Option #4: Ask About Low-Cost Pharmaceuticals

Prescription drugs and equipment can be very pricey, and that means some individuals can’t afford them. If you’re struggling, get in touch with the companies that make the item you need, and ask if they offer any low-cost options.

They may also be able to provide discounts and samples.

If this isn’t an option, you could look for generic drugs, as these may be cheaper – sometimes significantly cheaper.

Option #5: Get In Touch With Social Services

Depending on your circumstances, getting in touch with state social service agencies may help you get help paying medical bills. They will be able to assess your situation and can make referrals or put you in touch with organizations that can help.

Your state social services are well-placed to determine whether you can get any help with your bills.

Option #6: Check Out The Patient Advocate Foundation

This non-profit provides educational resources and also provides certain individuals with case management assistance. If you have a chronic, life-threatening disease, you may be eligible for help from them.

They will support you in a variety of ways, including health insurance denials, and finding low-cost medical programs. They may also be able to offer support in other ways, such as with unrelated costs like transportation and food.

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What About Payday Loans?

Some people, especially those who do not qualify for any of the programs listed above, use payday loans to deal with medical debts. This can be an option if you’re struggling and you’ve got bills piling up. Failing to pay your medical debts could have an impact on your credit score.

If you need help paying medical bills and your payday is still a long way off, a payday loan could be the solution. It’s easy to apply for, and you’ll find out straight away if you’ve been approved or not. To apply, all you need to do is:

  1. Fill out the online request form on the website, which asks for some basic information.
  2. Wait for a company rep to call you and run through some of the fundamental information about the loan for you.
  3. Ask any questions you have, and then organize to come into the nearest store and meet with a representative.
  4. Bring your identification, a blank check to an account in your name, and your last pay stub, and come to the meeting.
  5. Run through the paperwork with the representative, and get everything verified.
  6. You’ll then find out how much you can borrow, and you’ll just need to sign the paperwork and wait for the money to reach your account.

Find Out If You’re Eligible For Payday Loans Now help many people in financial need get payday loans every year. So, if you need help paying medical bills and can’t take advantage of any of the tips listed here, get in touch with us. It’s easy to do via our website. Our agents will be glad to talk about your needs and see if we can help.

A payday loan can help to solve a financial emergency when one arises unexpectedly. You don’t need additional stress when you’re already dealing with medical problems, so reach out today to get the assistance you need now.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.

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