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getting a georgia title pawn

How Does It Work To Get A Georgia Title Pawn?

With a Georgia title pawn, you can borrow up to $15,000 based on the value of your vehicle, without having a good credit score. The process is quick and easy, and it comes with short terms, allowing you to pay it off quickly and get your life back on track.

However, you should always think carefully before acquiring a title pawn (or any type of financial product, for that matter). So, we are going to explain exactly how getting a Georgia title pawn works in the following few sections.

How Getting A Georgia Title Pawn Works

At, we have a pool of direct lenders with knowledgeable representatives who deliver all the details of your specific agreement. But it's always worth obtaining an understanding of the matter before diving headfirst into the loan process. 

We'll cover the requirements first before divulging the step-by-step Georgia title pawn procedure. 


The Requirements

Unlike traditional loans, you do not need to worry about your credit score when considering a title pawn. Our direct lenders use the value of your vehicle to establish how much money you can borrow.

Plus, they won't ask for a long list of documents that you may (or may not) have. Instead, they will only request the three things that are outlined below:

  • Identification — Your ID must show your name, date of birth, and portrait to be permitted by one of our title pawn lenders. They will accept documentation like your driver's license, passport, passport card, and military ID. Just ensure that you're over the age of 18 years old and the document is valid (i.e., in date). 
  • Lien-free title — Your lien-free title should relate to the vehicle you wish to use to secure your title pawn. Our lenders work only with lien-free documents as this proves you own the vehicle outright. The title must also be in your name. If it isn't, you need to ensure that it's transferred before attempting to get a title pawn in Georgia. 
  • Car, van, or truck — Our title pawn lenders accept cars, vans, and trucks. Other transport modes aren't accepted. So, ensure the vehicle you want to use fits one of these three categories before starting the process. 

As long as you have everything listed here, you can proceed to the next stage. 

The Step-by-Step Process

If you have your identification, lien-free title, and vehicle for collateral, follow the steps below to get a title pawn from one of Title and Payday Loans' direct lenders:

  1. Fill out the form online. It will send your information to one of our reliable lenders who will help you through the whole process and deliver your loan. 
  2. One of their representatives will contact you by phone, so please ensure you have it nearby to avoid missing the call. 
  3. During the conversation, they will ask you where you'd like to meet. This can be at your home, your place of work, or anywhere in between — wherever is more convenient for you. Don't forget to ask any questions you may have about the loan at this time. 
  4. After the phone call, you must head to the agreed destination and the loan representative will meet you there. 
  5. They will examine your vehicle to figure out how much they can offer you and look at your identification and lien-free title to verify the information. 
  6. If approved, decide whether you're happy with the amount before agreeing to the loan. If you are satisfied, the representative will ask for your signature on the loan forms to confirm the terms. 
  7. Finally, you will get the money you need from the direct lender on the day or the next business day. 

As mentioned previously, the value of your vehicle determines the amount of money you can borrow with a Georgia title pawn.

borrowing money with a title pawn

But how do they assess the value of your car, van, or truck?

They assess this by looking at your vehicle's age, make, model, odometer reading, condition (inside, outside, and under the hood), service history, and any modifications (like paint jobs, spoilers, and decals).

Generally speaking, older cars are worth less than newer models. However, this changes if you're lucky enough to own a classic version. In this case, the class is likely worth far more than its new cousins!

But they don't assess the age on its own; they include mileage too. Average mileage is deemed to be between 10,000 and 12,000 miles per year, so a two-year-old vehicle with 24,000 miles on the clock is considered average. 

Get A Georgia Title Pawn From One Of TitleAndPaydayLoans.Com Direct Lenders

A Georgia title pawn from one of our direct lenders allows you to borrow up to as much as $15,000, depending on the value of your vehicle. And since all credit types are welcome to apply for title loans, you don't even need a good credit score. 

So, if you need to fund an emergency and would like to get started on your loan request, simply complete the online form with us at and one of our direct lenders will be in touch shortly after. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.

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