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How Loans For Bad Credit Are Helping Borrowers  

Loans for bad credit are few and far between unless you know where to look. can connect you with a lender in your area that offers title loans, payday loans, or both.

Sometimes, all you need is an infusion of some extra cash to get you through a difficult period or get yourself out of a financial hole. The short-term loans available through our national partners are often a perfect fit.

The beauty of these types of loans is that they don’t require a stellar credit score, so more people are able to secure extra money when they really need it. We also would like to share the ways bad credit loans can help you, including your credit.

How Payday Loans And Title Loans Can Help You 

To be clear, loans for bad credit won’t actually build your credit. Our vendors generally don’t report to the major credit agencies for loans paid on time and in full. Therefore, title loans and payday loans won’t necessarily help you build credit.

loans for bad credit helping borrowers

However, these types of loans can have a positive effect on your credit score indirectly. Here’s how…

You can get up to $1,200 from a payday loan, and they are usually paid off with your next check. The maximum amount for title loans is $15,000. The terms vary, but there aren’t extended payment terms like a bank loan. Depending on your financial need, one of these loans could be the right fit for you.

By taking out a short-term loan, you can supplement your income and prevent other things from damaging your credit. For example, you could use the extra cash to pay off high-interest credit cards, catch up on household bills, pay off smaller loans, or make up the difference if you’re short on rent or the mortgage.

You can use short-term loans for any expenses that you choose. If you have bad credit and use your loan wisely, you could eliminate some of the reasons your credit is bad in the first place.

While loans for bad credit won’t make all your financial worries go away, they can relieve the pressure from other debt sources.

Other Advantages Of These Loans

Anyone is welcome to fill out the inquiry form on our website. For that matter, anyone can apply for loans for bad credit regardless of how good or bad their credit actually is. But if you have made mistakes in the past that have destroyed your credit, you’ll especially appreciate the benefits of loans for bad credit.

Easy to apply for - If you’re struggling against bad credit, it can affect other areas of your life, occupying your thoughts more than it should. The thought of filling out all that paperwork — just to get denied — can be overwhelming. Our lenders make it easy for you to apply so that’s one less thing on your mind.

High approval odds - Bad credit usually means a low chance of getting approved for anything. But our ideology is different. Our partners’ loans are structured differently so that credit history is less important than your ability to pay the loan back in the future.

Fast funding - Most people who apply for short-term loans are doing so because they need money faster than the bank can provide it. If you get approved for a loan through one of our verified partners, you will have your money the same day or by the next business day.

Of course, these are benefits for anyone who applies, but we’ve worked with many different types of credit over the years, we know that people with bad credit are especially appreciative of the aspects title loans and payday loans provide.

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How To Become Eligible For Short-Term Loans

The requirements for loans for bad credit are more lenient than traditional loans. As long as you are 18 years of age or older, you just need the following for each loan offered by our affiliates: 

  • Title loans require your identification, your vehicle, and the lien-free title to it
  • Payday loans require your identification, a recent paystub, a recent bank statement, and a blank check from your personal account

Once you have the necessary documents, you can go directly to the nearest location. A list of these offices can be found on our website.

Alternatively, you can begin your loan request online with the form at the top of our page. This virtual option allows you to share your information and have it sent automatically to the office that corresponds with your zip code. That way, if you need to visit the location, it will be convenient for you.

Getting Started Today

Bad credit shouldn’t disqualify you from building a better future. Our lenders stand in that gap between bad credit and the extra money you need, so contact us to get started!

Representatives are waiting to provide you with more details on the short-term loan options available to you. Complete the online form to receive a call today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.

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Qualify for a Title Loan or Payday Loan Today!

You can be approved for title loans or payday loans in as little as 30 minutes! After approval, our licensed vendors will arrange for you to get your money—up to $1,100 for payday loans or $15,000 for title loans. Fill out the simple, free online form now, and we will get you in touch with a lender's loan store near you to complete the process. Qualify and get the fast cash you need for emergency expenses as soon as today!