Get Started
required to get payday loans

What Is Required For Florida Payday Loans?

People considering Florida payday loans may worry about whether or not they qualify. That is oftentimes an unnecessary worry because Florida payday loans are one of the easiest loan products to qualify for. 

That, of course, can depend on the private lender you choose. Florida residents have an option for finding a qualified, licensed, payday loan lender at 

Lenders affiliated with this site all have some things in common when it comes to payday loans. They all offer cash loans up to $1,200 with fast approvals. And you won’t have to worry about a credit check with any of these qualified lenders. 

Qualifying Factors

Private lenders in this network put a priority on having a steady income and a checking account to qualify for Florida payday loans. You will also need to prove your identity. Specifically, there are four things you will need to apply with a lender from 

required for florida payday loans

A Photo ID

Private lenders require that you prove your identity with one of two acceptable forms of ID such as a Florida driver's license or another government-issued identification issued by the state if you don't have a license. You must also be at least 18 years old to apply. 

A Checking Account

Payday lenders in Florida require all applicants to have a checking account. It must be active and you must be listed on the account. You are required to bring two things to prove you have a checking account that meets the requirements. Those things are a recent bank statement and a blank check. 

Your bank statement should cover 30 days of transactions and show both money going in and out to prove it's active. 

A Pay Stub

The most important thing required for Florida payday loans is a job. You will need to bring in your most recent paycheck stub to show you are working and how much you're making. This serves another purpose in that the amount of money you are approved to borrow depends on the amount you earn. 

Getting Into The Process

Getting a payday loan in Florida is a smooth process that can be finished in as little as 30 minutes once you find a lender. All that is involved is meeting with a loan representative from a lender in your area, providing them with the required documents, and filling out a loan request. 

Lenders will make a quick decision and you can have your money the same day you're approved or the following business day. 

How Are Payday Loans Different?

Payday loans are usually only offered by private lenders instead of banks or other financial institutions. They are short-term loans that can be used to pay for emergency expenses and are repaid on your next payday. 

Emergencies are broadly defined as unexpected events that you couldn't otherwise pay for until the next payday. It's something that can't wait until your next paycheck to remedy like a car repair or an emergency room bill. It could also be something like needing prescription drugs or paying a high utility bill.

These are all short-term expenses that you would pay when you get your paycheck.
Some lenders offer other options or products so it's best to talk to your lender to see what options are available, and what fits your needs best. 

The most important part of choosing a payday loan lender is to make sure they are licensed in the state where you live. With this site that has a network of lenders, you can be assured that all of its private lenders are licensed and qualified for Florida payday loans.

girl excited with payday loan cash

How To Get Started

All it takes to find a reputable lender for Florida payday loans is to fill out the simple online form. The form expresses your interest and a loan representative from a private lender close to you will call you with more information. 

After the call, you will be directed to a nearby store to formally apply for a payday loan. You will bring in your paperwork and a loan representative will guide you through the payday loan process. 

There is no worry about credit since all credit is welcome to apply for a payday loan. Your pay guarantees the loan and it is short-term financing.

You will find that the process to get Florida payday loans is incredibly hassle-free. The in-store process can be completed as quickly as a half-hour as long as you have all of the required documentation. Representatives are friendly and will treat you with respect, so there is no need to hesitate if you would like to apply.

Ask For Information

It couldn't be simpler to get Florida payday loans. All you have to do is fill out the inquiry form to find out more about qualifying. A loan representative with a licensed private lender from can answer your questions and guide you to get the money you need for unexpected expenses.

It only takes a few minutes to fill out the form so why not get started today? Representatives are standing by to help with your financial emergency now.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.

Fast money icon

Qualify for a Title Loan or Payday Loan Today!

You can be approved for title loans or payday loans in as little as 30 minutes! After approval, our licensed vendors will arrange for you to get your money—up to $1,100 for payday loans or $15,000 for title loans. Fill out the simple, free online form now, and we will get you in touch with a lender's loan store near you to complete the process. Qualify and get the fast cash you need for emergency expenses as soon as today!