Tips For Saving Money On Pet Care Expenses

No matter how much you love your precious pet, it is normal to look for tips for saving money on pet care expenses. Unfortunately, vet bills can be extra expensive, and not all pet owners can afford to spend a couple of thousand dollars on an emergency visit.

Below, you will discover a few helpful pieces of advice from Title and Payday Loans that will help you avoid overspending on veterinary services.

How To Save Money On Pet Care Expenses

1. Consider Getting Pet Insurance

An average policy starts at around $30 monthly for cats and $50 for dogs. The plans typically do not cover routine care, so the chances are high that the insurance will never pay off.

However, it might prove useful if your pet develops a serious illness or gets in a major accident. In any of these scenarios, pet insurance could help you save a small fortune.

If you’re ready to pay $30-$50 for peace of mind, you should do that.

2. Don’t Neglect Preventive Healthcare

It’s relatively easy to ensure your pet has a healthy and happy life. There are just a few things that you would have to do regularly:

• Feed your fluffy friend a balanced, nutritious diet (it doesn’t necessarily have to be expensive)
• Exercise your pet
• Keep an eye on your friend’s weight
• Spay or neuter the little guy
• Keep the pet free of parasites, vaccinate the animal against certain diseases, and take a trip to the vet at least once a year

Remember that a routine vet visit will cost between $25 and $186, while emergency veterinary care starts at $250 and can cost more than $10,000.

3. Ask For A Written Estimate For Veterinary Service Beforehand

There is nothing wrong with asking your vet for an estimate before the services are provided. First of all, you’ll know exactly what to expect. Secondly, you won’t end up paying for unnecessary procedures.

4. Compare Pet Medication Prices

If your pet has been prescribed a human drug, compare the prices in the veterinary hospital and the human pharmacy. Chain pharmacies are typically able to offer lower prices.

For any other prescription items, explore what online pharmacies have to offer. You might have to spend some extra time making sure that the vendor deserves your trust, but the savings will be worth it.

5. Explore Your Options

It is always recommended to discuss your financial situation with your veterinarian. Once you lay all the cards on the table, the professional will be able to offer more suitable treatment options that won’t ruin your budget.

You also shouldn’t be afraid to negotiate with the clinic as some establishments might agree to lower the price for certain procedures, especially if you’re pet has been a long-time patient.

By the way, your local shelters might have contacts of reputable vets who are ready to perform a spay/neuter surgery or vaccinations for cheap, so don't forget to check those out as well.

When To Go For A Title Loan Or Payday Loan?

If you’re dealing with a veterinary emergency and you do not have a reserve fund or pet insurance that can help you cover the bill, you might choose to consider a loan.

Life happens. At one point, your dear pet might get poisoned, hit by a car, or even develop a serious illness. All these conditions require immediate treatment that is often very expensive. With a title or payday loan, you might receive the money that you need in the shortest timeframe.

How Can Title and Payday Loans Help?

The vendors in our network offer title and payday loans. To look at the locations those vendors service, take a minute to visit the Locations page at TitleAndPaydayLoans.com.

With a title loan, you might get approved for up to $15,000 without paying a visit to the store (one of our vendor’s experts will come to you). All you need to qualify is a state-issued ID, the lien-free title to the vehicle being used as collateral, and the vehicle itself for a quick inspection. The inspection is required to determine the value of your vehicle and the amount you can borrow. Once the agent inspects the vehicle, it will be returned for you to keep while repaying the loan, if approved.

A payday loan is an option for those who do not own a vehicle to secure the money they need or would prefer not to use their vehicle to do so. With our help, you might qualify for up to $1,200 without providing collateral. You’re only going to need your state-issued ID, an active checking account statement in your name, and your most recent pay stub.

Get Help With Vet Bills Today!

Even those who have followed all the tips for saving money on pet care expenses might, at one point, find themselves in a situation where they urgently need extra cash to take care of a veterinary bill. With our help, you may be able to qualify for a loan with a lender in your area in as little as 30 minutes.

By the way, those who get approved might receive the cash the next bank day or even the same day. Ready to get the process started? Then complete the loan inquiry form, and you be connected with a lender who can help you to get your pet the help it needs!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.